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Medicare plans that
fit your lifestyle.

Our programs enhance your benefit offerings, providing education on Medicare options at no cost to you or your business. 

Smiling Businesswoman

Our Mission

To simplify Medicare and individual insurance.


We care about providing solutions that lead to higher-quality benefits. Since 2007, SGIA has guided thousands of members in making the best decisions for their healthcare needs.

Our Founders

Our founders have over 50 years of combined industry experience as regional and national sales, marketing, and operations leaders.

Michael Clark


Michael has held both regional and national senior executive positions with major health insurance carriers in both the commercial and Medicare marketplace. His expertise is in sales, distribution management, account management, product development, as well as in underwriting, pricing, marketing, and advertising.

Chief Executive Officer
Chief Operating Officer

George Paganos


George has held national executive positions with health insurance carriers in both commercial and Medicare marketplaces. He has managed mergers, acquisitions, and integrations. He has developed and implemented solutions that have improved efficiency and effectiveness in areas such as application submission processes, producer compliance and oversight, producer commission processes, and contract development.

Meet Our Team

Ryan Hansen.jpg

Ryan is our Senior Benefit Consultant with over 20 years of experience in employee benefits. She has been with SGIA for more than 10 years and her passion is to help Medicare beneficiaries find the right plan based on their individual needs. Her favorite part of working with SGIA is educating Brokers, Employers and Medicare Beneficiaries with the ins and outs of Medicare.

Ryan Hansen
Senior Benefit Consultant
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Linda has worked in health insurance for over 30 years. She enjoys talking directly with clients and assisting them in understanding their options for the best Medicare plan that suits their needs. Her favorite part of working at SGIA has been creating a personal experience with each client and increasing customer satisfaction.

Linda Little
Benefit Consultant
Kristine Long.jpg

With over 30 years of experience, Kristine is a powerhouse in the insurance industry. In her current role, she focuses on personalizing insurance choices for members, ensuring that their preferences and requirements are met while helping them comprehend the intricacies of Medicare.

Kristine Long
Benefit Consultant
Claribeth Haight

Since 2019, Claribeth has been serving the clients of SGIA Medicare. Claribeth previously worked in the retirement plans industry, educating participants on investing. She explains benefits in a way that helps Medicare beneficiaries make informed decisions on their healthcare. Her favorite part of working with us is helping people make one of the most important decisions of their lives.

Claribeth Haight
Benefit Consultant
Lucy Parker.jpg

Lucy has worked at SGIA for more than 10 years. Her favorite part of working with us is that she has refined her understanding of employee needs by supporting H.R. and Consultants. She enjoys serving as a valuable resource for clients by assisting them in making well-informed decisions and navigating the transition to a Medicare plan while avoiding potential pitfalls.

Lucy Parker
Benefit Consultant
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Krystle has over 15 years of experience within the medical and billing industry and has risen to the challenge of entering the Medicare field at SGIA. She enjoys helping people find the right plans that fit their needs and looks forward to growing even more as a Licensed Benefits Consultant.

Krystle Cabato
Benefit Consultant
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Since 2018, Gaylene has enjoyed working with the SGIA team. She enjoys soothing her clients' anxieties and powering them with personalized options for their unique needs. Previously, Gaylene worked in non-profit organizations for most of her career. She holds a degree in Psychology with a minor in Communications and worked for the American Cancer Society and Family Programs Hawaii.

Gaylene Joy Clark
Benefit Consultant
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