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Do you have questions such as:

  1. How will my Reta Trust health plan work with Medicare?

  2. Should I enroll in Medicare and leave my employer group plan?

  3. Is Medicare enrollment automatic when I turn 65?

  4. How much does Medicare cost compared to my current plan?

  5. How do I avoid costly penalties if I stay on my employer’s plan?

The SGIA team is a phone call or email away, and we’re standing by to help you make the most appropriate decisions about Medicare enrollment.

Our Medicare specialists can answer all your questions regarding Medicare basics, benefits, enrollment, timeframes, optimal plan selection, and more… all at no cost or obligation.

Ready to review Medicare Advantage and PDP plans? Click here and get a free quote.

Or, for a Medicare supplement quote, contact SGIA at (888) 845-0449 or

Why Did The Reta Trust Choose SGIA Medicare Consulting

The number one reason The Reta Trust chose SGIA Medicare is that we thoroughly understand your employer group plan and how Medicare can impact your benefit package. We can help you avoid common mistakes that can have lifelong consequences, including penalties.

Our service to you is free. We’re here to save you time, money, and frustration when making decisions about Medicare.

Want to avoid the most common oversights people make when choosing Medicare? Call or email us for a quick cost comparison because the right Medicare plan might save you money.

Many people assume staying on their employer plan is their only option. In many cases, enrolling in a Medicare plan will be a better, less expensive option.

Whether you’re turning 65 and continuing to work, 65 or older and ready to retire, or your spouse is turning 65, making the most of your Medicare depends on your needs.

Ready to review Medicare Advantage and PDP plans? Click here and get a free quote.


Or, for a Medicare supplement quote, contact SGIA at (888) 845-0449 or

Medicare Choices

Depending on your goals, the following scenarios will guide you to make the right Medicare choices by becoming more informed.

I’m Turning 65
And Will Continue Working
I’m 65 (or older)

And Ready To Retire

Spouse Turning 65

Working or Retirement

Medicare Basics

Medicare came into existence in 1965. At that time, the average life expectancy was 67 years old, which meant the average person was only on the federal health insurance program for two years. Today, Americans, on average, live to be 78 years old!

While Original Medicare covers many healthcare costs, the reality is that most beneficiaries are required to spend money out of their pocket to supplement their healthcare. Fortunately, there are options to help you reduce your monthly costs with Reta Trust!

  • What is Medicare?
    Medicare is a national insurance program, administered by the U.S. Federal Government, that guarantees access to health insurance for Americans aged 65 and older, younger people with disabilities, and people of all ages with end-stage renal disease.
  • Who is Eligible for Medicare?
    You are eligible for Medicare at the age of 65 if you are a U.S. citizen or legal resident and you or your spouse has worked in the U.S. for at least 10 years. You are also eligible for Medicare if you are under the age of 65 with certain disabilities or have end-stage renal disease.
  • Who are our Medicare programs for?
    If you are an individual who qualifies for Medicare or an organization with employees who do, we can help you. With many plans to choose from in every state, our Medicare programs prioritize high-quality healthcare coverage while saving you money.
  • How do I enroll in Medicare?
    There are different ways to enroll in Medicare depending on your unique situation. Our licensed Benefit Consultants are happy to assist you with enrollment. Email us at or visit the Social Security Administration website to get started.
  • How does Medicare impact my employer coverage?
    Click here to learn more.
  • I’d like to know more. How do I get started?
    Send us an email at, or complete our contact us form here.

Ready to review Medicare Advantage and PDP plans?

Click here and get a free quote.

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