Why Preventive Care Saves You Money

Many Medicare beneficiaries don't realize that some of the most valuable benefits included in their coverage cost nothing to use. Taking advantage of your no-cost preventive care benefits is one of the smartest financial decisions you can make.

Preventive Care Is Already Included in Your Coverage

Most preventive services under Medicare Part B are available at no cost when your provider accepts assignment, including:

• Your Annual Wellness Visit

• Cardiovascular and cancer screenings

• Diabetes screenings

• Vaccinations

• Depression screening and tobacco cessation counseling

These are benefits you are already paying for through your Medicare coverage. Not using them means leaving money and your health on the table.

Early Detection Costs Less Than Treatment

The most significant way preventive care saves you money is by catching health conditions early. Consider the difference between:

• A no-cost cardiovascular screening versus treating a heart attack or stroke

• A no-cost diabetes screening versus managing advanced diabetes and its complications

• A no-cost colorectal cancer screening versus treatment for late-stage cancer

Early detection gives you and your doctor more options that are almost always less expensive, less invasive, and more effective.

Protect Your Budget by Knowing Your Coverage

A few important things to keep in mind to avoid unexpected costs:

• Your Annual Wellness Visit is not the same as a routine physical. If your provider addresses additional concerns during the same visit, those services may be billed separately

• Some screenings are only covered at specific intervals; knowing your schedule helps you avoid unexpected charges

• Always confirm your provider accepts assignment before your appointment

It is also worth noting that Original Medicare does not have an annual out-of-pocket maximum. A Medicare Supplement or Medicare Advantage plan can help protect you from unexpected expenses. Your SGIA Benefit Consultant can help you review your current coverage, identify any gaps, or help you enroll in a plan that works for your unique needs.

Simple Steps to Save

• Schedule your Annual Wellness Visit every year

• Stay current on your screenings and vaccinations

• Ask your doctor which preventive services you are due for

• Review your coverage annually to make sure your plan still meets your needs

Your SGIA Benefit Consultant is here to help you make the most of your Medicare benefits and protect your health and financial security. Contact us today at 888-284-3314 or visit sgiamedicare.com.