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SGIA Weekly Blog


How Medicare Enrollment Works
Let's review the basics of Medicare Enrollment Rules to help you avoid penalties and ensure your coverage begins when you need it. When preparing to enroll, contact your SGIA Benefit Consultant and they will help you walk through the entire enrollment process, all at no cost to you. Who Is Eligible to Enroll? Adults turning 65 Individuals under 65 with qualifying disabilities People with ESRD or ALS U.S. citizens or permanent residents (5+ years) Part A & Pa
Cassidy Clark
4 days ago2 min read


Understanding Medicare Parts A, B, C, D, & Medigap Plans
Medicare is divided into four parts, each with its own role. Our Benefit Consultants are here to guide you through understanding each part of Medicare while prioritizing you each step of the way. Part A: Hospital Insurance Helps cover: Inpatient hospital stays Skilled nursing facility care (after a qualifying stay) Some home-health services Hospice care Most people receive Part A premium-free based on the Medicare taxes that you or your spouse paid while working fo
Cassidy Clark
Jan 42 min read


What Is Medicare and Who It Covers
To start the year, let’s revisit some basic information about your coverage. Understanding the basics ensures you get the most out of your benefits and feel more confident when reviewing your plan with your SGIA Benefit Consultant throughout the year. What is Medicare? Medicare is a federal health insurance program that helps cover healthcare costs for: People age 65 and older People under 65 with certain disabilities People of any age with E nd-Stage Renal Disease (ES
Cassidy Clark
Dec 311 min read
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